Risk On Prior to 2020’s black swan (low probability/high impact) event of the COVID-19 outbreak and subsequent shutdown of the economy, your clients had the luxury of being in a position to care less about volatility and risk exposure and only about the end result....
The one-year moratorium for fully-insured plans is set to expire in 2020, with a higher than ever ($16 billion) fee. It is expected that insurers will increase their premiums to cover this cost. The Everlong Group Medical Captive is a self-funded captive that is not at the mercy of the insurers and their ever-increasing premiums.
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New Analysis: How the ACA’s HIT Will Impact 2020 Premiums
Oliver Wyman Health
According to our analysis, the HIT will lead to a 2.2 percent increase in premiums in 2020 and in subsequent years.
The ACA’s HIT applies to all insurers offering fully insured coverage, including plans sold via the on-exchange and off-exchange individual market, large and small group markets, and any insured public programs, including Medicare Advantage, Medicare Part D, and Medicaid Managed Care.
The Everlong Difference (Part 4): Invest More in What Works, Divest from the Rest In today’s economy, the allocation of resources provides little margin for error. It’s no longer sufficient to invest in what’s working today, you must also be able leverage analytical...
The Everlong Difference (Part 3): Use Positive Peer Pressure to Your Advantage We’ve all heard that peer pressure is “bad” and although that’s arguably true, there is new research that indicates how positive peer pressure creates a social advantage. And within the...