Multi-generation family-owned automotive group and motor vehicle company with dealerships, credit facilities, and safety supply services.


Prior to joining Everlong’s high performance health insurance captive model, this automotive group and motor vehicle company was seeking a solution they could relate to as “car people.” They wanted the best deal with transparency while minimizing variable costs.


Everlong presented an approach that stabilized and lowered renewal trends while providing full passthrough transparency and relationship-driven innovation.

  • 5-year average stop loss increase is just 3.1%
  • No risk of future lasers & 100% transparency
  • Premiums include organ transplant coverage
  • Dividend return included -6% trendline

We make transferring simple. A majority of those that join come from traditional self-funding.

This self-funded company significantly reduced their PEPY exposure, with recent year dividends exceeding $57K and $2.3M total since joining Everlong. More client specific claim reduction efforts and results below. See below for more client-specific claim reduction efforts and results.

Claim Reduction Efforts


Our founders were innovative benefits brokers, just like you. They developed a truly independent and ethical solution by reimagining how employer-based healthcare gets done – for you, your clients, and even us.

By participating in our high performance health insurance captives your clients can expect:

  • No overrides of any kind from any carrier or vendor (our members come first)
  • Your clients receive their money immediately at the close of the year
  • Membership owned (full passthrough transparency)

And our incentives are fully aligned with you and your clients. We use a fee-based PEPM compensation model, which means we win when your client grows, not when their premium increases. It’s time to stop shoveling money at the fully insured stop-loss carriers and instead pay as little as possible and keep the profits of what you do pay. Turn back the tide of ever-increasing medical insurance costs caused by a lack of control and transparency. Contact us today.


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