The Better Way

Everlong’s Captive Health Insurance Insights Blog focuses on innovative ways to make traditional group health insurance better.

Analysis

Case Study: Saving $15 Million Through Self-Funding in Everlong

HoldCo, a holding company with 184 employees on their fully-insured medical plan, was presented with a 23% renewal increase for 2010. Frustrated with their lack of options, and knowing that adding employees through planned acquisitions would only compound future...

News and Commentary

Getting the Product Right Is More Than Innovation

Getting the Product Right Is More Than Innovation

Getting the product right builds trust between you and the consumer. But what exactly does it mean to get the product right? With varied industries throughout the United States, is the “right” product available in a one-size-fits-all solution? Perhaps not in the way...

Commoditized Captives & Why “Elegance Without Warmth Is Arrogance”

Commoditized Captives & Why “Elegance Without Warmth Is Arrogance”

Commoditized Captives & Why “Elegance Without Warmth Is Arrogance”  One of the most insightful business quotes is from Horst Schulze, former CEO of Ritz-Carlton, “Elegance without warmth is arrogance.” Let’s unpack that for a minute. During an interview with...

What You Need To Know About Captive Health Insurance [Part 1]

What You Need To Know About Captive Health Insurance [Part 1]

What You Need To Know About Captive Health Insurance  2020 was a tough year for employers. The pandemic and economic shutdown presented companies with multiple financial challenges, and rising health-related costs only added to the problem. Even worse, many companies...

Updates and Insights

Join below to receive updates and insights on important group health care information and innovations.