The Better Way

Everlong’s Captive Health Insurance Insights Blog focuses on innovative ways to make traditional group health insurance better.

Analysis

Case Study: Saving $15 Million Through Self-Funding in Everlong

HoldCo, a holding company with 184 employees on their fully-insured medical plan, was presented with a 23% renewal increase for 2010. Frustrated with their lack of options, and knowing that adding employees through planned acquisitions would only compound future...

News and Commentary

Commoditized Captives & Why “Elegance Without Warmth Is Arrogance”

Commoditized Captives & Why “Elegance Without Warmth Is Arrogance”

Commoditized Captives & Why “Elegance Without Warmth Is Arrogance”  One of the most insightful business quotes is from Horst Schulze, former CEO of Ritz-Carlton, “Elegance without warmth is arrogance.” Let’s unpack that for a minute. During an interview with...

What You Need To Know About Captive Health Insurance [Part 1]

What You Need To Know About Captive Health Insurance [Part 1]

What You Need To Know About Captive Health Insurance  2020 was a tough year for employers. The pandemic and economic shutdown presented companies with multiple financial challenges, and rising health-related costs only added to the problem. Even worse, many companies...

Captive Stability Is The New Performance

Captive Stability Is The New Performance

Risk On Prior to 2020’s black swan (low probability/high impact) event of the COVID-19 outbreak and subsequent shutdown of the economy, your clients had the luxury of being in a position to care less about volatility and risk exposure and only about the end result....

Updates and Insights

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