The Better Way
Everlong’s Captive Health Insurance Insights Blog focuses on innovative ways to make traditional group health insurance better.
Analysis
Case Study: Nursing Care Company Saves $166K Through Self-Funding in Everlong
THE COMPANY Healthcare company specializing in rehabilitation and skilled nursing with more than 100 beds and 30 years serving their community. Additional services include adult daycare, respite, dementia, palliative, and hospice care. THE CHALLENGE Prior to joining...
Case Study: Automotive Company Saves $2.3 Million Through Self-Funding in Everlong
THE COMPANY Multi-generation family-owned automotive group and motor vehicle company with dealerships, credit facilities, and safety supply services. THE CHALLENGE Prior to joining Everlong's high performance health insurance captive model, this automotive group and...
Case Study: Saving $15 Million Through Self-Funding in Everlong
HoldCo, a holding company with 184 employees on their fully-insured medical plan, was presented with a 23% renewal increase for 2010. Frustrated with their lack of options, and knowing that adding employees through planned acquisitions would only compound future...
News and Commentary
Specific Stop Loss: How It Works
HOW IT WORKS Specific Stop Loss (or Individual Stop Loss): The Stop Loss Carrier and the Owner will agree to a threshold where once an individual member’s claims exceed that amount, the Stop Loss Carrier will assume responsibility for claims paid for services incurred...
Getting the Product Right Is More Than Innovation
Getting the product right builds trust between you and the consumer. But what exactly does it mean to get the product right? With varied industries throughout the United States, is the “right” product available in a one-size-fits-all solution? Perhaps not in the way...
Commoditized Captives & Why “Elegance Without Warmth Is Arrogance”
Commoditized Captives & Why “Elegance Without Warmth Is Arrogance” One of the most insightful business quotes is from Horst Schulze, former CEO of Ritz-Carlton, “Elegance without warmth is arrogance.” Let’s unpack that for a minute. During an interview with...
Updates and Insights
Join below to receive updates and insights on important group health care information and innovations.