The Better Way
Everlong’s Captive Health Insurance Insights Blog focuses on innovative ways to make traditional group health insurance better.
Analysis
Kaiser 2018 Employer Health Benefits Survey
The latest Kaiser Family Foundation Survey of Employer-Sponsored Health Benefits provides a detailed look at trends in employer-sponsored health coverage, including premiums, employee contributions, cost-sharing provisions, offer rates, wellness programs, and employer...
White Paper: Leaving Money on The Table
The question isn’t should employers self-fund their health plan—it’s why haven’t they already? Self-funding is by far the most important thing employers can do to get control over their health plan’s costs and provide better benefits to their employees.With the...
News and Commentary
Commoditized Captives & Why “Elegance Without Warmth Is Arrogance”
Commoditized Captives & Why “Elegance Without Warmth Is Arrogance” One of the most insightful business quotes is from Horst Schulze, former CEO of Ritz-Carlton, “Elegance without warmth is arrogance.” Let’s unpack that for a minute. During an interview with...
What You Need To Know About Captive Health Insurance
What You Need To Know About Captive Health Insurance 2020 was a tough year for employers. The pandemic and economic shutdown presented companies with multiple financial challenges, and rising health-related costs only added to the problem. Even worse, many companies...
Captive Stability Is The New Performance
Risk On Prior to 2020’s black swan (low probability/high impact) event of the COVID-19 outbreak and subsequent shutdown of the economy, your clients had the luxury of being in a position to care less about volatility and risk exposure and only about the end result....
Updates and Insights
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